Throughout the year, employees are likely to run into issues with their benefits. These may include denied claims, billing issues or questions about coverage. While plan details and coverage vary…
The Affordable Care Act (ACA) requires applicable large employers (ALEs) to offer affordable, minimum value health coverage to their full-time employees or pay a penalty. This employer mandate provision is…
Documenting employee benefit plans is a critical compliance step for employers that can be easily overlooked. Most private sector employers are subject to the Employee Retirement Income Security Act (ERISA),…
For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many…
The Inflation Reduction Act of 2022 (IRA) continues to reshape the Medicare Part D program through calendar years 2026 and 2027. While many provisions are designed to reduce costs for…
As the new calendar year begins, employers that sponsor group health plans should take steps to stay ahead of key compliance obligations. Several federal reporting and disclosure requirements, mandated under…
Social engineering has long been a tactic employed in different cyberattacks against businesses, often relying on deceptive communications and programming to trick targets into divulging sensitive data, sharing corporate funds…
The Affordable Care Act (ACA) made widespread reforms to health plan coverage when it was enacted in 2010. Since then, changes have been made to various ACA requirements for employer-sponsored…
Crime poses a considerable threat to businesses of all sizes and sectors, often resulting in large-scale losses. Business owners may assume that traditional security methods are the only way to…
Happy New Year! We wish you health and happiness in 2026!